Stop Splitting Your Bills 50/50

Splitting your bills 50 50 is the fastest way to quietly resent your partner.

Splitting your bills 50. 50 is the fastest way to quietly resent your partner. And trust me when I say that, because my wife and I tried every way of splitting before landing on the one that actually works. And getting this right matters because money is one of the top reasons couples split up. So let me rank the four ways worst to best. Four is straight 50 50. Every bill split down the middle. Problem is, you probably don't earn the same amount. So every expense hits the lower earner harder, and that's exactly where the resentment builds. Number three is splitting proportionally by income. So if you earn 40% of the you cover 40% of the bill. This is fairer on paper, but the higher earner still ends up with more leftover cash. So the bills are fair, but the lifestyle you get with your disposable income isn't. Number two is going fully joint one account, where every dollar goes in your needs, your debt, your investing. All the fun money comes out of the one account. This kills that whole who makes more, who pays for fight. But the only catch is nobody has money that's truly their own. And my wife and I found that really weird when it came to buying each other gifts and paying for it out of the same account. Which is why number one and the one we actually use is 95% joint. All our income lands in one account, and that covers our needs, our investing. Then 5% gets split 50, 50 into our own personal account, and that's the money that we each get to spend however we want. I find once you go joint, it's easier to stop keeping score and money stops being the thing you fight about. So if you've been putting off the money talk, send this to your partner right now and get the conversation going.